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Homestep Plus

 

What is the difference between Homestep and Homestep Plus?

Rhondda Cynon Taff County Borough Council are working with a Caerphilly-based housing association, United Welsh to deliver the Homestep Plus scheme, with funding from the Welsh Government's Vibrant and Viable Places Programme.

United Welsh identify and buy empty homes in the CF37 postcode area and refurbish them, before offering them for sale at 70% of the asking price, similar to the Homestep scheme. Or you can identify a home and United Welsh will buy it on your behalf.

The scheme aims to help you to get on the property ladder at a time where it is difficult to do so and also to continue to boost the local housing market and associated economy.

 

Who is eligible to apply?  

To be able to apply for Homestep Plus you must:

  • Be over 18 years of age
  • Be interested in a house in the CF37 area
  • Be a first time buyer (although the council will also accept previous home owners who have recently experienced a relationship breakdown)
  • Be a UK passport holder or have Indefinite Leave to remain in the UK
  • Be unable to afford to purchase the home at full market value
  • Be able to raise a mortgage with a suitable lender (usually with a deposit)
  • Have access to enough savings to cover the costs of buying a home at 70% of market value, such as solicitors, mortgage and survey fees

Homestep will need you to meet all of the above criteria to apply.

For more information on Homestep Plus, please contact the Housing Strategy Team on: 01443 281136.